An insurance client that does not have coverage for evac/repat is described as what?

An insurance client that does not have coverage for evac/repat is described as what?

• A. A rider
• B. A deductible
• C. An endorsement
• D. A premium

Answer: (A)

The main idea is that adding coverage for a specific risk, like evacuation and repatriation, is done by attaching a rider to the policy. A rider is an add-on that expands the base policy to cover additional risks beyond what’s included initially. So, if a client has evac/repat coverage, they are described as having a rider on their policy. This isn’t about the deductible (the amount paid before benefits kick in) or the premium (the price of the policy). An endorsement serves a similar role in some contexts, but in this framing the intended term for the added coverage is rider.

The main idea is that adding coverage for a specific risk, like evacuation and repatriation, is done by attaching a rider to the policy. A rider is an add-on that expands the base policy to cover additional risks beyond what’s included initially. So, if a client has evac/repat coverage, they are described as having a rider on their policy. This isn’t about the deductible (the amount paid before benefits kick in) or the premium (the price of the policy). An endorsement serves a similar role in some contexts, but in this framing the intended term for the added coverage is rider.